Product Financing


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  • Identify a product from any of our Hotpoint retail outlets or website
  • Download the Aspira App on Google Playstore or iOS store
  • Confirm your limit by submitting your ID, M-PESA/ Bank Statement or Payslip (where applicable)
  • Purchase your product at any of our Hotpoint retail outlets. Make an initial deposit of 10% of the value of the item
  • Hotpoint will deliver the item to you
  • You will be required to make easy and affordable monthly instalments (up to 12 months)


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  • Identify a product from any of our Hotpoint retail outlets or website
  • Get registered by one of our customer attendants at any of our 7 retail outlets
  • Make an initial deposit of at least Ksh.1000 through the USSD *384*30# using a Safaricom line
  • Pay the balance in 90 days at absolutely 0% interest through the USSD *384*30# using a Safaricom line
  • Collect the product upon full payment from any Hotpoint retail outlet (Delivery option available)


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  • KCB credit card instalment plan is an interest-free purchase plan for the period the item (s) is/are being paid for
  • The maximum number of instalments is six (6) months for any single purchase
  • The limit of the purchase is dependant on the credit card limit you have with KCB
  • If you do not already have a KCB credit card, kindly apply for one from here

How to Purchase: 

  • Visit any of our 8 retail outlets and shop for products
  • Fill in a KCB application credit application form 
  • One of our friendly staff at the outlet will submit the application form to KCB for approval
  • Once approved, the KCB team will get back to us with an approval email. The staff at our outlet will proceed to complete the sale process and the item (s) will be dispatched or delivered to you.